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A New Kind of Collections Strategy: Empowering Lenders Amid a Shifting Economic Landscape

Transform your approach to collections with strategies that empower you to:

  • Prevent charge-offs
  • Enhance customer satisfaction
  • Drive long-term retention

In this White Paper, we'll dive into innovative strategies that help you to meet borrowers where they are, leveraging technology to create seamless interactions. Transform your approach to collections and gain a competitive edge in the evolving lending landscape.

Get early access to the white paper now!

Get the Free White Paper

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Creditors and borrowers agree: January works for them.

January sets a new standard for humanized debt collection. Our tech-enabled platform improves recovery rates and sets creditors and borrowers up for success.

A Word From Our Clients

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"January’s continued investment in our relationship has paid dividends operationally, in driving greater recoveries, and in creating a more positive borrower experience."

RBFCU
RBFCU
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"What you're doing right now with respect to member experience is absolutely perfect - you talk to our members how we talk to our members."
Alliant
Alliant
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"Legal and compliance issues with January have been virtually non-existent. I love that I'm afforded the luxury of rarely worrying about these risks."
Velocity-1
Velocity