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At January, we help financial institutions transform recoveries with technology-driven strategies that deliver results while preserving customer relationships. Here’s how we can support your team:

  • Increase recovery rates – Leverage AI-driven strategies to maximize recoveries efficiently
  • Reduce charge-offs – Prevent losses with proactive, data-driven engagement
  • Enhance compliance – Stay ahead of regulatory requirements with built-in safeguards
  • Improve customer retention – Preserve relationships with a more compassionate approach
  • Streamline operations – Automate and optimize workflows for better efficiency
January is trusted by top banks, credit unions, and fintech lenders across the U.S.
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January’s continued investment in our relationship has paid dividends operationally, in driving greater recoveries, and in creating a more positive borrower experience. (2)
January’s continued investment in our relationship has paid dividends operationally, in driving greater recoveries, and in creating a more positive borrower experience. (3)-1